Happy New Year!!
So I know the end of the year blogging hasn't been to great from me. However, I do have a some what good excuse...I had finals, I'm working three jobs, and trying to keep my house in some what decent shape :) Hopefully you all understand. I will try harder for 2011. OMG, it's official tomorrow is the last day of 2010! Where has this year gone?!?Our budgeting and paying things off sort of went off in December, we did pay for all Christmas items with CASH, and we stuck to that budget to a T! The eating out did get a little crazy however, neither of us are big on breakfast (unless I'm going through a health kick) so the amount we spent on dinner usually equaled what I would spend at the store for a whole days worth of food.
We have our January budget done as of this morning here's just an idea of what our expenses consist of with schools loans, mortgage, food, cars, utilities, saving and so on....
You will notice we hardly put any into savings because this is what we learned in class. We do have an emergency fund, however until most of our debt is paid off all out extra income will go towards that. We also cut back on our giving, as well since he have debt we really don't have money to give, also something we learned in class. The class was amazing, we miss it but we know we have goals in place in order to keep up on track. We have consumer debt that we are trying to pay off before we start trying for kids. Most of our debt comes from student loans so we know that it will take us a little longer, but we know it can be done, we have heard stories, we have talked with people we know it works and we are ready! Like I said hopefully 2011 will be better for blogging, and keeping you up to date on our life changes!As a quick update for now: Hershie and Tyson are doing great! They grow more and more everyday! They are both about 50 pounds right now at six months! Tyson hates having is photo taken hence why Hershie has two photos up! Hershie on the other hand is just like her Mom and loves to have the attention! Shhh don't tell :) They are both lovers, they enjoy running around the shed in the back yard, treats, new toys, and best of all cuddling :) They hate car rides, but love seeing people, they will lick you to death if you don't tell them enough. We love them and they really are blessings :)
As for Dan-Still working hard for Wells Fargo, it's pool league season so he gets out every now and then :) Other than that he spend free time playing PS3 or watching football.
As for me school starts on Jan. 10Th with a busy load of classes this semester, should be one of the hardest I would suspect. I'm working for my Dad, Adventuretime, and Old Navy. I have found that even when I take a day off from work that I still find things to do that keep me busy rather than actually relaxing, must be a new phase I am going through...either way we are all healthy, happy, and counting our blessings.
Here's to a great 2011!
Happy New Year!!
Love,
Dan, Hollie, Tyson, and Hershie
