Attachment

We may only be on baby step #2 as Dave calls it, but we aren't really taking baby steps towards this debt, we are downgrading phones, and now my car. I hate how I feel about giving this stuff up and I wont say that we HAVE to give this stuff up because we can make all of our payments just fine, but it's exactly that, if you have to make payments you can't really afford it. I have been listening to Dave's podcasts (they are free) and he explains how American's have become a country of how much per month instead of how much total will it cost. I will admitt when I bought my car I had two well paying jobs. My second job would have paid it off in about two years, half of a normal new car term, but then I decided I wanted to spend more time with family and friends than I did working. I should have sold it right then. Payments have been fine on my car, but I would really like to put that money towards school, and savings. We are ready to give up our iPhones (sadness) and I am ready to give up my cute little SUV. It is really sad to think that we can be so attached to just "things."



On the bright side, I am looking at cars from the guy I bought my very first car from, which now looking back I loved that car, even if at that time I came up with every reason why I needed a new car when I went to college. Man I wish I still had that car!! Tomorrow morning after Yoga in the Park with my mom we are headed on a little road trip. I'm actually really excited about this part haha! Who knew you could be so excited about a old car. Another great note, I have gotten a lot of emails from friends and even people I went to school with at Urbandale (more than once) about how they read the first blog and are now trying it out themselves! I love it, and I love that we can inspire people just with our words and actions. I know this isn't going to be easy, but when I see that just doing the little things is paying off in a big way for more than just Dan and I, I can't help but see that this is a great new journey for us, and we're not alone. My mom asks me everyday what's the newest thing I have learned in my book. (Guess what our Christmas gifts to our families is going to be this year?) I want to provide a song for all our readers for just a little song for thought if you will, I love it and I try to listen to it once a day, just to remind me:




Dan and I are so blessed to have an amazing family and friends that are going to support us through this as well as a church that we know we can turn to. I pray a lot about all of this and and old classmate reminded me yesterday, "If God brings us to it, He will bring us through it."(Thanks Nathan!) God is great and he is doing great things in our lives we just need to slow down and realize it!

If anyone has any questions about The Total Money Makeover, or the Financial Peace University class we are going to start on Monday, please contact me, facebook or email, Dan_Hollie09@yahoo.com. I am more than happy to give you all the information I have, or better yet check out http://www.daveramsey.com it's a wonderful tool!

On another note, some of you may be wondering how the rest of our lives are going besides the Total Money Makeover. Well, we are busy bees. Dan still works Saturdays, which still makes the weekends fly by even faster than normal. I just started part time job #2, and I start class on Monday, well if I don't have to report for Jury Duty that is. See, we are very busy people. Lucky for everyone though, Labor day is next weekend, and we can all look forward to an extra day of relaxation, or working in the home right?!? Oh, and my running, sadly has come to a once a week thing... if that, I'm hoping once fall is here to get back into it since I will be able to breath while running again :) Sadly, I don't think I will be running my first marathon at Disney, being that just to get there is $300 and well with the TMM that isn't in baby step #2. Someday, I will get that done :)

I hope everyone had a great week, enjoy the weekend!!

Love,
Dan, Hollie, Tyson, and Hershie