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Wednesday, September 22, 2010

KiCk IT!

It's Wednesday already! I can't believe it!! I also found out we are like 3 weeks from midterms already...(CraZy). Tonight is kick ball night. It has been raining like crazy here the last few days so hopefully the rain will clear for a little while to play.

Monday night was great as always, we talked about relating to our money and working together. All this stuff we are learning isn't just about money it's also about working together and building a stronger marriage, being that money is the number one reason in America for divorce, Sad!! We learned that I am the nerd (everything has a place, and needs to be done a certain way), Dan is the free spirit (It will get done sometime, fly by the seat of the pants) . I should tell you that about 3 years ago before Dan and I started dating I would also have been a free spirit, funny how things are changing :) I am to make the budget, call in a meeting, have him look over it and ask him to make changes to what he thinks needs changed. They actually gave us rules for the "person" we are. All so true though! I can't stress enough how important this class is for all ages. If you are getting married or just got married SIGN UP!! If you are single and just living the so called "high life" on credit cards, SIGN UP!! Or if you have been married for a while and have kids SIGN UP!! We also talked about ways to teach our kids (ours as in when we have them) about money. They have a system that actually makes since and anyone can understand it. I am just AMAZED at everything we have learned in just two weeks, and how much fun we actually do have in class, we laugh a lot.

I know this post isn't as much visually appealing as other blogs, but the information I am sharing I believe will benefit everyone. We're not just sitting at home doing nothing, we have things we do, Dan is in two leagues, one that he doesn't have to pay for and the other we budget for, and we are in a league together that we also budgeted for. We get out, and weekends are usually for getting caught up on sleep and other life things that we couldn't do during the week. This weekend we are going to my cousins wedding and everyone keeps asking what I am wearing and that got me thinking well I really need to get to the mall to find something! WRONG!! I was actually getting ready this morning and remembered an outfit that I have worn ONCE that will be perfect for the wedding. It's amazing how I catch myself trying to go back to old habits, not this time, it's not going to happen! Lucky for us we are so busy right now to stop and think, "Oh I really need this or I really want that." Football season is here, that keeps Dan busy, and school is in full swing with two papers due this week, needless to say that's what I will be doing :)

I always thought I had everything planned out, and knew where we would be 1 year into our marriage, 1.5 years and so on, but now I have learned that it's not about what we want, it's what God wants. We're giving more (give until it hurts), saving more (you only need $4 a week to have a decent retirement people!) and Living like know one else so later we can LIVE like no one else :)

Just a fun note for you:

Top 5 Reasons why it's tough being Dave Ramsey's kid:
5. Every time you get in trouble all you hear in your head, sell so much stuff your kids think they are next. (He recommends you sell so much stuff to start your debt snowball your kids think their next)
4. Pull out your envelope system when you're 5 to buy chocolate milk at school.
3. Every time a guy asks to pick you up for a date, you're required to ask if his car is paid for. (Never buy a car you can't write (and clear) a check for)
2. The stupid scissors, every time a guy comes to pick me up for a date, he stands at the door with the scissors ready to cut up their credit cards :)
1. You are never, never, never, under and circumstances, allowed to super size you meal at McDonald's. (Did you know if you put that extra .39 cents into saving you can be a millionaire by the time you are 83?)

Were halfway through the week, end it strong!!

Love,
Dan, Hollie, Tyson, and Hershie :)

1 comment :

  1. I just found your blog and am so thrilled! We're trying to get out of credit card debt first, then car debt and finally student loan debt, ahhh! ALthough I think you guys are probably doing a better job than us of saving. I looked into the FPU class and will probably take one early next year and I've already ordered Dave Ramsey's book from our local library!! I look forward to hearing about your journey!

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