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Friday, February 18, 2011

Dream a little Dream....

Hope everyone had a wonderful Valentine's Day!





Dan and I went out for dinner, a whole $17- for our favorite local Chinese :) It was actually a wonderful night, we had dinner, had quality conversations, celebrated our accomplishments on conquering our debts, and enjoyed being with one another. Then we went home and I did a midterm project and passed out at about midnight :)


We got a wonderful edible arrangement from my grandparents! The fruit is always so fresh, I recommend them to everyone-




This week has been insanely busy that we have cooked little to no actual meals, basically whatever you can make from what we have in the cupboard and fridge...go for it...haha

Monday I had my first midterm, which there is two sections of the class, I spoke we two people from the section I am not in and they didn't do so hot, as it's graded on a curve and it ranged anywhere from 98% to 33%....so after knowing that I'm a little nervous to get my grade on Monday...but I studied really hard and knew what I was saying on the test...or so I'm pretty confident anyway...Tuesday, I had a midterm project due...which turned into one of those.."of course this would happen last minute," deals. The printer ink was acting up, we had to go to three different stores before we found one that was still open at 9:30 (9:30..who closes that early?..oh Office Depot, and Staples apparently!!) that carried the right ink, then I printed off 4 or 5 different renditions of my poster, and had to go with the 5Th like it or not because I was our of printer paper...ahahaha, yes all I could do was laugh. I mean really I totally wasted Saturday cleaning, getting our taxes done, and hanging out with Dan instead of homework....lesson learned..for this week anyway... then two other midterms yesterday, the first I'm pretty sure I blew out of the water...the math on the other hand, I had two pretty big problems that I struggled with...ahh whatcha gunna do about it? I'm so happy it's Friday!! :)

Tonight we are taking some needed time from finances, school and work to hangout with some wonderful friends! I'll post some photos next week...both of my girlfriends are prego :) Babies, Babies everywhere :)
As far as the week ahead...another big project due next week, and the big PRAXIS exam for me on Tuesday...I could use all the prayers in the world. This will determine my fate for the next semester as far as classes...I'm just a tad nervous, so major studying will be done with weekend! Then hopefully I can get some relaxing by next weekend....
last tid-bit before I sign off...
We have officially started an account for our down payment.. eek! I'm so ecstatic I don't even know what to say! I'm hoping to get some projects started this weekend in the house between work and studying, and going to see my mom that is :) I like to cram if you can't already tell! After our tax refund arrives next week, that will make for two more debts paid off and half paid down on another..keeping it rollin'!
check out our link to follow our progress for our dream home...

Something I saw on Dave Ramey's facebook page really hit home, it's a great article for those of you who think, "if I had more money of course I would be financially fit..." take a look...maybe it's time to adjust your habits and the income you have will work for you instead of against you. That's one thing Dan and I realized over the last 5 months. When he started working for Wells Fargo he didn't make what he is making now, but we always said "when you get a raise we will be just fine" Well he got that raise the same week we got married in 2009, however, or spending behaviors never changed so we were still spending more than we were making, and still saying, "when you make $_____ amount then we will be fine." Well, guess what, once we took the class, got down to business, we realized we make plenty of money, it's us that needs to change not the amount of money we make. "If you want to be a millionaire you have to do what millionaires do, if you want to be broke do what broke people do." 98% if Millionaires don't have car payments. "80% of America's Millionaires are first generation rich, that means they started with nothing, did smart stuff, and became millionaires."-Dave Ramsey. I'm not saying that we are going to be millionaires anytime soon, however, when we retire at a respectable age, we will have our million dollar nest egg because we stopped living like we were established forty-somethings and started living like broke college students. so check out this article on Dave Ramsey's website.
Hope everyone is enjoying the weather while it's nice out :)


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