Dan and I have been looking...more me than Dan but we did find a layout of a wonderful house, no comments on the location (Yet), as we still have a year to think about it but we know they are just starting to build this floor plan, right now there is only one and it is in Polk City, however, this is just a minor detail in our life right now. We are going to get the house ready to sell starting this Spring. We are redoing the whole bathroom, and the kitchen, putting a deck over the back patio, and a small porch on the front with a new RED door (I've been wanting that for a while lol).
We have so many plans that it's hard to stay focused on school, but I am doing it because I know we have big dreams for the next couple months as well as the next 5 years. I will put photos up as we get started...were in the saving process for the bathroom right now, buying a little at a time but here is an image of what it might look like give or take....
We have all of this to be thankful for just to be able to dream again, all because of Financial Peace University! Five months ago today we started out on a journey that we were a little frightened about, however, we have stuck to it with side comments from family but also support from friends. I am so excited to tell you all this news...no it's not a baby haha...but it's leading us to be ready for that baby...we have paid off Since September 14, 2010 a total of $14,446! We could not be more excited about this. We have had to change our lifestyle a lot and become way more organized but it's a small price to pay to be out of debt except for the house (which is okay to have) in a few short years! We are hoping by the time our first child arrives we will have the house up for sale, and everything but Dan's student loans completely paid off.
If we stick to our plan we should have no problem, considering I'm not working full time right now, working only a few hours at three different jobs throughout the week, I wont have any more student loans on top of what I have already when I am done at Grand View, we didn't factor in if Dan changes jobs and gets a higher pay, and we didn't factor in that in a year I will make almost three times what I make right now. Our plan for the first year of my job is only to use what we are both making now, and all the extra will go onto Dan's student loans. For example, if he makes $5,000 more than he makes now that $5,000 will go straight to student loans, and since we can live off of Dan's paycheck minus about $3,000 of mine right now that's what we will live off, and the rest will go towards Student loans!
I really hope this is exciting for you all to read, I really think everyone should take the class regardless of your financial standings. There is so much information for savings, investing, insurance, retirement, that everyone should hear. I would love to tell each of you about everything but even I sometimes forget and have to go back to our book to see what Dave Ramsey says about certain things. I have his app on my phone that I am constantly checking, I follow both Dave Ramsey and Financial Peace University on Facebook and Twitter. Get him in your life and follow it! We are so blessed to be where we are and see where we are going!
If any of you have questions please feel free to message me, email, or text....I am more than happy and would be so excited to get you started on your way!
I haven't gotten much better yet this year about blogging more...which I always have a lot to say, and I always think wow I need to put that on the blog...however, this semester has so far been a lot more challenging than I thought so by the time I get homework done at 10, Dan and I are both ready for bed. I promise I will start trying harder, after midterms this week that is :)
Love from the Buchholz House :)
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